[Lzoonie] :Credit motorcycle financing institutions PT Adira Finance targeting motorcycle loansincreased by 30% per month of school before the season and a series of religious festivals.
Adira Finance Regional Manager M Syahrir said the increase 6,000 units / month oras much as 30% in each month ahead of Idul Fitri celebrations.
"The increase in credit funds are expected to grow in the second week of July until theend of the week before Lebaran," he said when contacted in Surabaya.
On the count per month in 2011, he continued, the average assets under management of credit backed by financing 20,000 two-wheelers. Two-wheelerfinancing, also has a share of 70% of the total annual credit financing. Currently, the Honda brand still dominates at least 50%.
"The high number of credit financing Adira, still awake to the value of non performing loans / NPLs by 1.9%."
In the two-wheeler financing, he said, reaching its highest point with a down paymentof at least Rp. 500 000 with a tenor of loans / credit period of 3 years. "While thefour-segment wheel, Adira determine average down payment of 20% of the the cost of sales."
Meanwhile, East Java Adira targeting of credit funds under management stood atRp1, 3 trillion in 2011. "Up to half of 1 / 2011 has reached about 45%. The rest will be driven at the end of the semester."
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Lembaga pembiayaan kredit motor PT Adira Finance menargetkan kenaikan kredit sepeda motor sebanyak 30% per bulan menjelang musim masuk sekolah dan serangkaian perayaan hari raya agama.
Regional Manager Adira Finance M Syahrir mengatakan kenaikan 6.000 unit/bulan atau sebanyak 30% pada setiap bulan menjelang perayaan Lebaran.
"Kenaikan dana kredit diprediksi akan tumbuh pada minggu kedua Juli hingga akhir minggu menjelang Lebaran," katanya saat dihubungi di Surabaya.
Pada hitungan per bulan pada 2011, lanjut dia, rata-rata dana kelolaan kredit ditopang oleh pembiayaan 20.000 kendaraan roda dua. Pembiayaan roda dua, juga memiliki share sebanyak 70% dari total pembiayaan kredit tahunan. Saat ini, merek Honda masih mendominasi sedikitnya 50%.
"Tingginya angka pembiayaan kredit Adira, masih terjaga dengan nilai non performing loan/NPL sebesar 1,9%."
Pada pembiayaan roda dua, kata dia, mencapai titik tertinggi dengan uang muka minimal Rp. 500.000 dengan tenor pinjaman/masa kredit sebanyak 3 tahun. "Sementara pada segmen roda empat, Adira mematok uang muka rata-rata sebanyak 20% dari harga pokok penjualan."
Sementara itu, Adira Jawa Timur menargetkan raihan dana kelolaan kredit sebanyak Rp.1,3 triliun pada 2011. "Hingga semester 1/2011 sudah tercapai sekitar 45%. Selebihnya akan dipacu pada semester akhir." (LZ)
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